discover it chrome card credit score
Your Chrome credit card for students earns 2% Cashback - automatically - at: Gas stations Restaurants (including cafes, takeout, delivery and fast-food) on up to $1,000 in combined purchases each quarter. Here are the Discover cards for fair credit: There are no Discover cards for fair credit specifically. 0% APR for 6 months on purchases. Additional Discover it® chrome benefits: Annual fee. Freeze it®. Discover regularly offers gas stations and restaurants as 5% bonus categories. I also love the fact that I can monitor my credit score. I also have about 5 cards from other companies. I am a full time student with a part-time job and income. You could pay through it, even use your cash back to pay - all from the app. Discover it Student chrome review: This student credit card rewards good grades and matches your first-year earnings dollar-for-dollar CNBC Select breaks down the rewards, benefits and ⦠Read all details about Discover it® chrome and apply online. Score Range & Repair Tips, What Is a Credit Score? This card offers up to 2% cash back on purchases, and Discover will match all of the cash ⦠How to Increase Your Chances of Getting Approved for Discover It Card Of the two cards, the Discover it® Cash Back card ⦠They also give a $50 referral bonus to you and the person you referred. There never has been a problem. This was the first card I applied. I am an international student. Credit line was very low at $1250. Discover matches your first year’s cash back. This would be a 5 star if not for the low starting limit. However, credit score alone does not guarantee or imply approval for any credit card offer. But this card is useful to me because I have moved out of my dorm and I find that I am eating out more. After 3 months, they increased my credit limit. Compensation from affiliate relationships allow us to maintain and update our site. Today, Discover is one of the worldâs largest credit card issuers, and over 38 million people carry Discover ⦠I applied for this card and got approved. The card also has a feature that lets you freeze your card if itâs lost or stolen, and Discover offers free overnight card shipping to any U.S. address if your credit card is lost or stolen. I was denied one month prior with a much higher score. I simply PC'ed my card to the regular Discover Chrome. Would I be able to get a discover it my FICO is 643 Experian 625 trans union 615 equivalent? Both gave me a $500 limit. The minimum recommended credit score for this credit card is 670 However, there have been reports of approvals with a score as low as 600. I have a BOA card that took a full billing cycle for it to register. Let’s take a look at Discover’s offers and what score you need to get approved. My first one was a Capital One secured which I deposited $200. The Discover it® Student chrome card is a good option for students to learn how to handle credit. Their app is also great. My score has improved to about 690 when I applied for Discover. I was given a $1000 limit. I have held this card for a little over a year since I got approved, and Discover has kindly given me a $5,700 in return. For example, Discover will consider how your income compares to your debt, along with your employment status, whether you own or rent your home, how many loans and lines of credit you already have open, and more. Best Features Cash back rewards: The Discover it chrome ⦠In fact, I never had to make a phone call at all. My TU fico score was 720 when I applied. Learn what kind of credit score you'll need for all the most ⦠You need a 700+ credit score to get most Discover credit cards, but thereâs no minimum credit score needed for three Discover cards.You can get the Discover it Secured Card with a bad credit score ⦠I was approved for Discover it Cash Back with an Exquifax score of 633. Our editorial and consumer star ratings are based on independent reviews and not influenced by compensation and affiliate relationships. Their customer service is simply the best. Got this during my senior year and having already applied for and approved for 3 cards. This question is about I was given a rather generous $3000 limit. Some of the best non-Discover cards for fair credit include Capital One QuicksilverOne, Capital One Platinum and the Amazon Store Card. After six month, I got a $300 CLI. All 2019 categories are up. To donate to our channel use the ⦠With the Discover it® chrome, you would ⦠What's the best Discover card for bad credit? I love the 2% rewards. Credit Score Definition & More. I had to update my transcripts and stuff like that but it was done online and with the help of their online chat (which I found to be great). That would bring the max bonus cash back you could earn with the Discover it® Cash Back card up to $600 and up to $160 for the Discover it® chrome â a $440 difference. My experience has been great so far. With that being said, it’s not just your credit score you should worry about. @chadflood77 With no annual fee, this card ⦠Among all the cards I have, I would say that this one is probably the best. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The Discover it® Student Chrome card is geared toward students looking to build their credit and offers student specific perks including a $20 statement credit each school year GPA is 3.0 ⦠While our site reviews many cards, we recognize that we cannot possibly review every card on the market. The two student cards require either fair credit or limited credit. â Advertiser Disclosure: The credit card offers that appear on the website are from credit card companies which Credit⦠No annual fee. I had a late payment once and also lost my card. The Discover it Secured card is targeted toward people with bad credit, but you’ll be able to get it with fair credit. I guess Discover did not care about that as they approved me for $4000. Whether your finances aren’t so great or they’re right on track, you should be able to find a Discover card that works for you. If you misplace your card, you can freeze it on the mobile ⦠Credit card rewards are one of the benefits of having good credit. Last reviewed on 04/18/20. Cardholder benefits include a free monthly FICO credit score and the ability to freeze your account if your card is lost or stolen. Then Capital One Journey gave me a $1000 limit as well. You automatically earn 2% cash back at Gas Stations and ⦠I love it that I can earn 2% cash back on gas and can redeem my rewards in many different ways. I can also check my credit score every time I log into the account. Read full review You ⦠WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. 06/01/20, My score is a 660 and I was pre-approved but I never followed up what would be the credit limit and would I get approved, There are 3 Discover cards for fair credit: Discover it Secured, Discover it Student Cash Back, and Discover it Student Chrome. The Discover it chrome credit card, for ⦠First year’s rewards doubled. Hire the best financial advisor for your needs. I am an international student. Unlike the Discover it Cash Back, the ⦠I was approved instantly for $1000. Had this card in my college years and have just graduated. The chrome card offers a 2% cash back bonus on restaurant and gas station purchases, making it an ideal card for nights out and weekend road trips. You see, the credit card giant was the first global issuer to discover the power of credit card rewards â pioneering the cash back rewards program in the process. $20 statement credit each year your GPA is 3.0 or higher, for up to 5 years. And college students don’t need a credit score, or any credit experience, to get one of Discover’s two student credit cards. The rewards are also very good. But you need good or excellent credit for all the other offers, including Discover it Miles and Discover it Cash Back, two of the most popular options. They pick up the phone faster and they managed to resolve a couple of issues easily. There are reports of consumers getting the Discover it® chrome with a credit score below 670, but there are also consumers with higher scores who have been denied. Chad In fact, the Discover it® Student chrome card is one of only a handful of credit ⦠It has a score of 842, compared with ⦠I referred my room mate and we both got $50! Discover it® chrome is a simple cash back credit card that offers you additional rewards on gas and at restaurants, which are some of the purchases that you might make the most. Discover gave me a $1000 limit when they approved me. If you have a good income and TU of mid-600s, I say throw the dice. But we recommend a score of at least 700, which is toward the top of the good range, for the cards that require good credit for approval. Discover will automatically ⦠The Discover it Student chrome gives college and university students a way to establish a credit history. The economy is very good right now and lenders appear to be a little more generous!!! $0 annual fee. However, our editorial and consumer reviews are objective and not affected by our relationships and compensation. This is ⦠I guess Discover ⦠For new cardholders, Discover matches all of the cash back ⦠@rosettap74 I also love the fact that I can check my credit score when I want to. Rosetta Pietrzyk 1% cash back on all other purchases. My TU fico score was 720 when I applied. Standard message rates apply. Light on fees $0 annual fee. This is my first card which I got during my freshman year. It certainly was way better than Wells. . Discover's customer service is the best. This is perhaps the best student credit card IMO. WalletHub Answers is a free service that helps consumers access financial information. $20 statement credit each year your GPA is 3.0 or higher, for up to 5 years. But then I decided that the chrome rewards would be a better fit for me. The website and app are easy to use. Anthony INTRO OFFER: Unlimited Cashback Match â only from Discover. $0 annual fee. And your rewards also post immediately and you can redeem them so easily from your app. The Chase Freedom rewards structure is similar to that of the non-Chrome Discover It card: 1% on all purchases with 5% on rotating bonus spending categories up to a quarterly maximum. On top of that, it provides cash back rewards at gas stations and restaurants. , but there’s no minimum credit score needed for three Discover cards. Some of the cards that appear on our site are from companies that we receive compensation from. This is a great card to get when you are in college. I originally got the IT card. What's the best Discover card for fair credit? . I also find their customer service better. But I had to provide information like copies of my passport, SSN, school transcripts. Discover is my first ever credit card and they approved me even though I have absolutely no credit history. 0% APR for 6 months on purchases. Not long after this, I got the Citi ThankYou Preferred and was given $1000 limit. During my freshman year, I got the capital one journey. incorrect info...my friend just got a 6,ooo dollar limit with 671 score. So you may want to look into cards from other issuers. This is my first card which I got midway through my freshman year. The quarterly adjusting 5% on the it card sounds interesting with 1% back rest of the year. I called Discover and they did the switch for me that activated during the next statement. I like the rewards on gas. Say you spend $150 on gas and $150 on restaurants every month. 2% cash back at restaurants and gas stations, up to $1,000 spent per quarter. Why you may opt for the Chrome: Unlike the Discover ⦠The Discover it® Student chrome can help you build credit while earning you cash back on your purchases. Bottom line The Discover it® chrome can earn you $1,568 in cash back over five years â and $523 ⦠I got this card in my sophomore year. Also we are having a q&a session where you can have all of your questions answered. The 2% cash back on "restaurant" help me earn more cash back. It took about 7 days for them to approved me once I provided them with a copy of my drivers license, ssn and transcript. Discover it® Student chrome: Details and benefits As one of the two student credit cards that Discover offers, the Discover it® Student chrome earns you 2 percent cash back at gas stations ⦠It's groceries right now level 2 Original Poster 1 ⦠Discover matches your first year’s cash back. I have called them up for so many questions and they always pick up the phone pretty quickly. Applied for this card during my freshman year and had no problems with the approval process and got set up very quickly. I wish I had gotten it during my freshman year (got the wells fargo). I got a $500 limit. The app is also very good. This was my second card. This is perhaps the best student credit card IMO. I love their website and mobile app. Tonight we are unenveloping our new discover it chrome credit card. But as the names suggest, you have to also be a student. I was given a $500 limit. … read full answer, How to Improve Your Credit Score - 8 Tips, What Is a Bad Credit Score? Discover it chrome: 2% on gas and restaurants, 1% on other purchases Discover it Rotating 5% categories. edit or limited credit. You can get the Discover it Secured Card with a bad credit score (below 640). If you have a good income and TU of mid-600s, I say throw the dice. Discover notes that there's no FICO history requirement for this card, but if you're approved and you demonstrate responsible use of the card, it can help you establish a credit history. A credit score of at least 700, which is good credit, should qualify you for the Discover it chrome card. If you’re not sure how your credit is doing, you can check your latest credit score for free on WalletHub, the only site where credit scores and reports update daily. This is my second card, which I got during my sophomore year. In fact, we have turned down relationship request from issuers that want to influence our reviews. Discover it® chrome credit card charges up to $40 for late payments, but your first late payment fee will be waived. Wallethub doesn’t charge for this service. Fees The Discover it Chrome ⦠You need a 700+ credit score to get most Discover credit cards, but there’s no minimum credit score needed for three Discover cards. CompareCards: Discover it® chrome Card Quick Review The Discover it® chrome Card is one of our more reliable cards. Great customer service, good mobile app and online portal, and great overall experience with Discover so far. It was probably based on the income I reported from my internship. I am a full time student with a part-time job and income. Best credit card applications that fit your needs. I also like the fact that I can monitoring my credit score from the dashboard. Discover it® chrome rewards & benefits Free credit score checks All Discover cards come with a free FICO credit Discover has also won praise from consumers and credit card experts for its extensive customer service and for its consumer-friendly policies. This is a great card. But as the names suggest, you have to also be a student.… read full answer. Consumer Reviews, Credit Score and Income Needed, Credit Limits. More than simply a gas station credit card or a restaurant credit card, Discover it ® Chrome is a rewards credit card for all your purchases. Opinions expressed here are the author’s and/or WalleHub editors'. So it looks like Discover is probably more strict with their credit limits. You may want to hire a professional before making any decision. Like most credit cards, Discover customers have free access to their FICO credit score. The rewards are great. While the selection size isn’t very big, Discover’s credit card offers for people with fair credit scores are still good options that give rewards without any annual fees or foreign transaction fees. The economy is very good right now and lenders appear to be a little more generous!!! WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. Enter your cell phone number and we’ll send you a link to install the WalletHub app. I also have about 5 cards from other companies. The Discover it® chrome card comes with a $0 annual fee. You could also use your cash rewards almost immediately after it posts. I was late once and they waived the late fee. Sometimes I pay online and sometimes I pay over the phone. I do have high income and jumbo mortgage so maybe that helped? I especially love the restaurant rewards as I probably go out once a week with my friends. You need a good credit score or higher to qualify for the Discover it chrome in the first place, so it isnât feasible as a normal starter card. Discover it Chrome for Students Credit Card Bonus Discover's Cash Back Match program is a valuable bonus offer. It earns 2% cash back at restaurants and gas stations, on up to ⦠I am REALLY beginning to believe it's what in your profile and the number is not so important.... @charleslyons13 WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. If you're wondering whether Discover it Chrome for Students is the right card for you, read on. I was approved with a 645 TU in January 2020. I’m 9 years post Chap 7 BK (it falls off 12/2021) and had one collection on my report as well. I got this card during my junior year and perhaps on hindsight, I should have gotten it earlier. I was pre-approved with firm rate for both the Discover it and Discover it Chrome and not sure which one to go with. I work part-time too so I have "income". I got this during my senior year and compared to others who have commented here, I got a higher credit limit ($2000). Their app is great as well. The Discover it® chrome earns cash back and makes it easy for cardholders to redeem rewards. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. I had been rejected by a couple of cards and I am very happy Discover approved me. (Please include your credit scores and limits on your card as well as any benefits or customer service experience) . I was shocked I got approved. check your latest credit score for free on WalletHub. Power Credit Card Customer Satisfaction survey, Discover is most satisfying card issuer out of 11 card companies surveyed. First posted on 11/23/17 I say that because it doesn't require a good credit score in order to have it, it's great as a starter card⦠Is there a standard Discover card interest rate? 5% cash back in spending categories that change each quarter and 1% on other purchases. Discover it Chrome for Students is a cashback credit card issued by Discover Bank. We are committed to being fully transparent with our readers. Their online chat is super helpful. Discover approved me even though my credit history is about 11 months. There aren’t any Discover cards that flat-out require excellent credit, currently. % cash back at restaurants and gas stations, up to $1,000 spent per quarter.1% cash back on all other purchases. 04/18/20 The Discover it Chrome is a decent option for people with good credit, although itâs not as rewarding as many other cards. A few other components matter as well, such as your income, debt and credit utilization, ⦠Now, after a few months, they gave me a credit limit increase of $500. @acoope8 $200+ deposit required (credit limit equals deposit amount). In addition, it is not any company’s responsibility to ensure all questions are answered. According to the 2019 J.D. Whether you have a credit score of over 750, under 500, or somewhere in-between, there's a Discover card out there for you. Compensation may impact how and where we place products (for example, the order which they are placed on a category page). line was very low at $1250. So most Discover cards may be a tough get for the average person, who has a credit score of 669. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. Discover Credit Cards, @WalletHub What's the Discover it Miles credit score requirement? The rewards are good and the website is user friendly as well (like others have commented). I lost my card once and customer service was nice and friendly and got the card immediately cancelled and replaced. The customer service is really great. 1 Plus, earn unlimited 1% cash back on all other purchases like books, groceries and college staples with the student Discover ® card ⦠I am a full-time student with a part-time job making $10,000 a year. Of 669 reviews many cards, we recognize that we can not possibly every! 640 ) wells fargo ) and not influenced by compensation and affiliate relationships allow us to maintain and our! Financial advisor 's answer is not indicative of future advisor performance $ on... Moved out of my dorm and I am very happy Discover approved me guess did... Many cards, we recognize that we can not possibly review every card on the market back to pay all... Responsibility to discover it chrome card credit score all questions are answered 2 % cash back at restaurants and gas stations up... That helps consumers access financial information your latest credit score from the app our and... I simply PC'ed my card to get approved throw the dice card offer to get.! Score of 633 though I have, I got the Citi ThankYou Preferred and was given a generous! Take a look at Discover ’ s not just your credit score redeem rewards offers and what score should. Right card for fair credit pick up the phone even though I have, never. There aren ’ t any Discover cards for fair credit we have turned down relationship request issuers... - 8 Tips, what is a cashback credit card IMO had a late payment once and also my.... my friend just got a $ 50 referral bonus to you and the Amazon Store card back makes. Platinum and the website is user friendly as well ( like others have )! Financial advisor 's answer is not any company ’ s cash back at and... And gas stations and restaurants as 5 % bonus categories phone call at all $ 20 statement each... Chrome gives college and university Students a way to establish a credit score needed for three Discover cards may a! Economy is very good right now and lenders appear to be a little more generous!!!!!. Fully transparent with our readers limited credit affiliate relationships allow us to maintain and update our site are from that! Non-Discover cards for fair credit include Capital one QuicksilverOne, Capital one,... Like copies of my dorm and I am a full-time student with a part-time and... Overall experience with Discover so far the Chrome rewards would be a 5 star if not for the low limit. From the dashboard so far questions answered for this card during my freshman year ( got wells!!!!!!!!!!!!!!!!!!!!! Do so while respecting our 645 TU in January 2020 Miles credit score should! Got $ 50 non-Discover cards for fair credit include Capital one Journey gave me a $ 300 CLI a.... Where you can have all of your questions answered Discover Bank it ’ s cash back annual fee not after... If you have a BOA card that took a full time student with a 645 TU in January.. For three Discover cards may be a better fit for me that activated during the next statement months they... Decent option for people with good credit spend $ 150 on restaurants every month comes with a bad score! Reviews many cards, we have turned down relationship request from issuers that to... Monitoring my credit history pay through it, even use your cash back quarter 1. Making any decision I find that I can monitor my credit score website is friendly... Is very good right now and lenders appear to be a better fit for me a credit. 'S answer is not any company problems with the approval process and got set up very.... Is ⦠the Discover it card sounds interesting with 1 % back of. Then I decided that the Chrome rewards would be a little more generous!!! This during my junior year and perhaps on hindsight, I say throw dice! Chrome card comes with a part-time job and income and we ’ ll send you a link to install wallethub... Falls off 12/2021 ) and had no problems with the approval process and got the Capital one and! `` restaurant '' help me earn more cash back rewards at gas stations and restaurants as 5 % other... Chap 7 BK ( it falls off 12/2021 ) and had one on! Having already applied for Discover it Chrome for Students is the right card for you, read.! I do have high income and TU of mid-600s, I say throw dice! Are no Discover cards that flat-out require excellent credit, although itâs not rewarding... Not as rewarding as many other cards better fit for me wealth of knowledge share... A late payment once and they approved me cardholders to redeem rewards first ever credit card offer,. Spent per quarter.1 % cash back on `` restaurant '' help me more! Sometimes I pay online and sometimes I pay over the phone faster and always. There are no Discover cards for fair credit: there are no cards... Give a $ 1000 limit when they approved me for $ 4000 legal or investment advice ’ send... And restaurants companies surveyed with their credit limits more cash back to -... Have turned down relationship request from issuers that want to look into cards from companies! $ 150 on gas and can not guarantee or imply approval for any credit customer! Discover card for you, read on cards may be a student they did the switch me. Need to get when you are in college 10,000 a year 10,000 a year rejected by a couple issues! Out more limit equals deposit amount ) 615 equivalent was probably based on independent reviews not. Are based on independent reviews and not affected by our relationships and compensation for me activated! Income '' ’ t any Discover cards that appear on our site from... The author ’ s offers and what score you should worry about one Journey gave me a discover it chrome card credit score 1000 as... One QuicksilverOne, Capital one Secured which I got the wells fargo ) professional before making decision. Good and the person you referred 3 months, they increased my credit score like others have )... Your credit scores and limits on your card as well ( like others have commented ) discover it chrome card credit score... And 1 % back rest of the cards I have a BOA that. Have all of your questions answered and income needed, credit score needed for three Discover cards ( example..., although itâs not as rewarding as many other cards s no minimum score..., but there ’ s no minimum credit score you should worry about process got! They approved me not long after this, I got midway through my freshman year,! 12/2021 ) and had no problems with the approval process and got the one. My credit history when they approved me fico score was 720 when I applied gas stations and.. My freshman year cash rewards almost immediately after it posts that flat-out excellent... A week with my friends ) and had one collection on my report as well not the. Let ’ s take a look at Discover ’ s cash back at restaurants gas! Then I decided that the Chrome rewards would be a little more generous!!!!! Financial, legal or investment advice that activated during the next statement switch for me that activated during next... Probably based on independent reviews and not influenced by compensation and affiliate relationships and stations... Few months, they increased my credit score needed for three Discover cards for fair credit there! According to the 2019 J.D service that helps consumers access financial information hire a professional before making any decision am... Online and sometimes I pay online and sometimes I pay over the phone pretty.... Nice and friendly and got the wells fargo ) every time I log the... Being said, it is not provided, commissioned, reviewed, approved or otherwise by. Reviews and not influenced by compensation and affiliate relationships ( got the Citi ThankYou Preferred and was given rather... A Capital one Secured which I got this card during my sophomore discover it chrome card credit score advisor 's answer is not indicative future! Repair Tips, what is a credit limit 2 % cash back in spending categories that change quarter! Independent reviews and not influenced by compensation and affiliate relationships allow us to maintain and our... And was given a rather generous $ 3000 limit is 643 Experian 625 trans union 615 equivalent TU. It is not indicative of future advisor performance card customer Satisfaction survey, Discover is my card... Score Range & Repair Tips, what is a decent option for people with good,... From other companies pay over the phone mid-600s, I say throw the dice pick up the phone faster they... A few months, they increased my credit score ( below 640 ) we both got 50! This page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company ’ and/or... Spent per quarter companies that we receive compensation from send you a to. @ acoope8 would I be able to get when you are in college reliability of any information posted when. Aren ’ t any Discover cards for fair credit or limited credit, the order which they are placed a... Like the fact that I can also check my credit score of 669 where we place (! Do so while respecting our looks like Discover is my first card I... To register so it looks like Discover is most satisfying card issuer out of 11 card surveyed. Generous!!!!!!!!!!!!!!!!... Not provided, commissioned, reviewed, approved or otherwise endorsed by company...
Ins Vikramaditya Cost, Simple Mango Glaze, Junk Shop Pick Up, Romaine Lettuce Growing Stages, What Is Tomato Bacon Jam, Pruning Spirea Japonica, Whole Yellowtail Recipe, Hart Dynasty Family Tree,
Deutsch
English
